The Unified Lending Interface (ULI) is a new platform the Reserve Bank of India (RBI) introduced to streamline and speed up the loan approval process, especially for rural and small-scale borrowers. This platform aims to reduce the time taken for credit appraisals by directly facilitating the seamless flow of digital information, such as land records, to lenders.

The ULI is expected to transform the lending landscape like how the Unified Payments Interface (UPI) revolutionized digital payments in India.